Across

6. One line/record in a notary journal
8. Person receiving a loan
9. What a notary checks before notarizing
16. Separate notarial certificate attached to a document
19. Higher-level validation for certain countries/processes
20. Word often used to mean "signed in the presence of"
21. Tool that creates a raised impression on paper
23. Line stating the state/county where the notarization occurs
24. Notarial act that requires an oath or affirmation
25. Large set of documents used in a finance signing
26. Common tool used to apply a notary seal
27. Entity providing a loan
29. When the ID signature matches the document signature
31. Country where a document originates
32. Oath alternative for those who don't swear religiously
33. Document section explaining terms/fees
34. Person who observes a signing (separate from the notary)
35. Common request that is restricted/limited in many states
36. Documents used to prove identity
37. Another term for the cancellation period
38. Notary who facilitates loan document signings

Down

1. Key requirement: the signer physically shows up before the notary
2. To officially authenticate a signature with proper procedure
3. To confirm something as true/valid (often confused with notarizing)
4. The written notarial wording attached to a signature
5. Following rules and proper procedure every time
7. Date that can invalidate an ID when it passes
10. Authentication used for international document acceptance
11. Recordbook used to document notarizations
12. Small marks signers add to indicate approval on pages
13. Person who vouches for the signer's identity
14. Extra journal security step used in some situations
15. Person whose signature is notarized
17. Spoken pledge to tell the truth
18. Notarial act where a signer declares they signed voluntarily
22. Inked or embossed mark placed on a notarization
28. ID feature that helps confirm identity
30. Converting text from one language to another